0% Deposit Interest Free Credit Up to 4 Years

You can now spread the cost of your flooring or bed purchase with interest free credit from United Carpets and Beds. You can choose a flexible plan for up to 4 years, all with 0% deposit. Read about our finance options below.

• Credit now available with 0% deposit

• 0% APR representative interest and no deposit

• Interest free credit for up to 4 years

• Spread the cost of your purchase across flooring and beds

• Minimum spend from £500

• Quick application process

• Just your Bank Card required - leave your Passport & Utility bills at home

  Minimum Spend 0% Deposit Amount of Credit Monthly Payment
12 Months £500 £0 £500 £41.67
24 Months £1000 £0 £1000 £41.67
36 Months £1500 £0 £1500 £41.67
48 Months £2000 £0 £2000 £41.67


Quick Pre-Check Before Applying For Credit

First things first, before completing our credit application you should establish that you qualify for finance and can satisfy all the following pre-check criteria.
Please make sure that you, the customer:
• Is 18 or older.
• Is, or their partner is, in permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self-employed.
• Has been resident in the UK for at least 3 years and will continue their residency in the UK.
• Has a debit or credit card in their name and registered to their address (you’ll need this to match the address used to complete the identity verification).
• Has a Bank or Building Society current account available (you’ll need this to complete the direct debit instruction).

Please Note, Interest Free Credit Is Not Currently Available Online. Contact Your Local Store For Details.