Application Declined

Unfortunately, you have not been successful in your application for finance. Please be aware that this decision is made by our finance providers at etika Finance UK Ltd and not by United Carpets and Beds.

If you have any questions about your application, you can contact etika here.

However, we have exciting news! We have started working with an alternative finance provider called Snap Finance, meaning you could still complete your purchase using Snap Finance! Apply now to see if you are eligible without leaving a trace on your credit file.


Here are the basics:

Just a £50 deposit

Approval amounts up to £5000

Spread payments over 18,24 or 36 months

Repay weekly, fortnightly or monthly to suit you

Clear the loan within 4 months and pay no interest


Alternatively, we accept card payments and PayPal if you would like to continue with your purchase right away. You can email us at to discuss other payment options.

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