Application Declined
Unfortunately, you have not been successful in your application for finance. Please be aware that this decision is made by our finance providers at etika Finance UK Ltd and not by United Carpets and Beds.
If you have any questions about your application, you can contact etika here.
However, we have exciting news! We have started working with an alternative finance provider called Snap Finance, meaning you could still complete your purchase using Snap Finance! Apply now to see if you are eligible without leaving a trace on your credit file.
SEE IT.
WANT IT.
SNAP IT.
Flexible repayment options to suit you
Representative 29.9% APR
Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1,150, Annual Fixed Interest Rate 26.47%, Monthly Payment £46.85, Term 36 months, Total Payable £1736.60, Representative 29.9% APR.
Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1,150, Annual Fixed Interest Rate 26.47%, Monthly Payment £46.85, Term 36 months, Total Payable £1736.60, Representative 29.9% APR.
Who are Snap?
Snap Finance allows you to shop now and pay later, by spreading the cost over time.
Shop today, with the flexibility to spread the cost up to 36 months, in line with your budget.
Snap Finance helps you spread the cost
When you qualify for Snap Finance, you can choose to pay your balance off in 4 months, over the full term, or call up and make early repayments. Whether you spread the cost over 4 or 36 months, you're in control.
Pay in 4 - Should you pay off your balance in 4 months, Snap will cancel any interest you owe.*
*Interest is charged from the day your loan starts and will only be cancelled if you pay off the amount of credit advanced within the Pay in 4 Period.
Why choose Snap?
- Loans available from £250 - £5,000
- Check your eligibility without affecting your credit score.
Please note: A hard credit search will be required at point of completion of your loan. - Snap will tell you how much you can borrow instantly
- Help and support will always be available via phone, email or SMS
- Get access to the best products and fair prices
- Join the thousands of customers already using Snap Finance
- Snap are highly rated on Trustpilot
- Your finances are in safe hands. We are authorised & regulated by the Financial Conduct authority with Reference Number 741813
How do I qualify to apply for Snap Finance
Snap have helped thousands of customers get what they need. They want to help you choose a finance option that suits you. To apply, they just ask that you:
Over 18 years of age
£200+ income per week
Valid bank account to set up a direct debit
Deposit paid by credit or debit card
UK resident
Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1,150, Annual Fixed Interest Rate 26.47%, Monthly Payment £46.85, Term 36 months, Total Payable £1736.60, Representative 29.9% APR.
United Carpets (Franchisor) Ltd trading as United Carpets is authorised and regulated by the Financial Conduct Authority (Firm reference number 05265615). We are a credit broker, not a lender, and offer credit facilities from Snap Finance. Snap Finance Ltd act as the lender.
Alternatively, we accept card payments and PayPal if you would like to continue with your purchase right away. You can email us at online@unitedcarpets.com to discuss other payment options.