0% Deposit Interest Free Credit Up to 4 Years

You can now spread the cost of your flooring or bed purchase with interest free credit from United Carpets and Beds. You can chose a flexible plan for up to 4 years, all with 0% deposit. Read about our finance options below.

• Credit now available with 0% deposit

• 0% APR representative interest and no deposit

• Interest free credit for up to 4 years

• Spread the cost of your purchase across flooring and beds

• Minimum spend from £500

• Quick application process

• Just your Bank Card required - leave your Passport & Utility bills at home

  Minimum Spend 0% Deposit Amount of Credit Monthly Payment
12 Months £500 £0 £500 £41.67
24 Months £1000 £0 £1000 £41.67
36 Months £1500 £0 £1500 £41.67
48 Months £2000 £0 £2000 £41.67


Quick Pre-Check Before Applying For Credit

First things first, before completing our credit application you should establish that you qualify for finance and can satisfy all the following pre-check criteria.
Please make sure that you, the customer:
• Is 18 or older.
• Is, or their partner is, in permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self-employed.
• Has been resident in the UK for at least 3 years and will continue their residency in the UK.
• Has a debit or credit card in their name and registered to their address (you’ll need this to match the address used to complete the identity verification).
• Has a Bank or Building Society current account available (you’ll need this to complete the direct debit instruction).